Mr. Speaker, nobody is saying that there is no room for an option, but this option would fail the test. It would not offer any kind of guarantee as to what someone would have when he or she retired. It would be completely at the risk of market fluctuations. Anybody who has had investments in the last two or three years knows how bad the market can be. It is like riding a yo-yo at times. This would be another tool in the toolbox, but as far as I am concerned it would be a tool that would fail.
We have said, and I said again in my speech, that we should look at pensions as a whole. We should balance them. We should also look at the best possible vehicle for Canadians and that is clearly the Canada pension plan.