Mr. Speaker, we know that when we create economies of scale and people pool their retirement programs together, there is an opportunity. This would be a large-scale competitive environment and certainly very different than the RRSP option. It is a great opportunity for a lower fee option.
The other important thing is that many employers have told me that they would actually use this, especially the ones having difficulty with recruitment. Having an opportunity to offer this as a benefit to their employees they see as a real positive and a benefit that will not be a headache for small business owners. I think of the Canadian Federation of Independent Business which very solidly supported us moving forward. It is a great additional option for employers and employees.