Mr. Speaker, I thank my colleague for his speech.
One point stood out: plans, plans and more plans. We already have a public pension plan, as well as RRSPs and registered retirement income funds. We have TFSAs, which some people use as a retirement fund. We have all of these things, and we know that not everyone contributes. And now here we have another plan.
Does my colleague think that ordinary Canadians are soon going to have to take a university-level financial literacy course to figure out what their best option is? Should we not just improve what we already have, simplify things and make the existing tools more accessible?