Mr. Speaker, Kingston and the Islands is the riding next to mine, and I know that the member is working hard for the people in Kingston. His question has to do with ensuring that we have a low-cost plan. That is what this PRPP would be.
There are many different ways that people can save. We all know that there are other vehicles to save for retirement, such as the tax-free savings account. The PRPP, by pooling funds in a pooled registered plan, would allow low costs. People would be able to participate with others and that would cut down on the costs.