Mr. Speaker, once again, what my colleague fails to comment on is that there is a huge difference between defined contributions and a defined benefits plan.
The CPP, during some of our most volatile periods in the stock market, lost ground by 1%, whereas the stock market outside of the CPP lost ground by 11%. There is a buffer in the CPP that does not exist when money is put into a pooled plan, which is just another RRSP.
Once again, I would urge my colleague to do his homework and study the difference between a defined contribution plan and a defined benefits plan. The CPP is a defined benefits plan that actually is indexed for inflation as well.