Mr. Speaker, in fact I do strongly believe there is significant incentive for small businesses to participate in this new pooled registered pension plan regime. There will be significant incentive for employees of those small businesses to contribute, participate in and encourage their employers to participate in this new option.
Of course, this is part of a suite of income security and retirement plans that we want to make sure is available to Canadians, in addition to group RRSPs, the RRSP vehicle, and the CPP that we are very proud of in this country, as well as the GIS and OAS. It is one more option, in this case for Canadian small business owners and employees, to take advantage of and that is not available to them today.