Mr. Speaker, that is a very valid point. We can see that the member also has a background in medicine.
With respect to household debt, everything is connected. People are worried, and of course anything can happen, such as health problems. Everything is interrelated. I appreciate the comment.
I, too, am very worried about household debt. I think that things are changing and that this bill is a first step. After Liberal and Conservative governments, the fact that this government is finally waking up to the importance of taking a good look at financial literacy is a good thing. Yes, this is a first step.
But I think the government should go farther. We need to define the mandate of the financial literacy leader more clearly, define what we want, come up with a long-term strategy, create an advisory council and appoint a bilingual financial literacy leader. These elements would follow up on recommendations by the task force and would improve our chances of making more progress.
That would make me feel a little more optimistic.