Mr. Speaker, I have a question for my colleague from Québec.
I am very concerned about household debt, which is reaching record levels. Members of the middle class are getting sucked in to taking on too much debt without necessarily understanding all of the consequences for their future, their old age, their health—they could face expensive health problems—their retirement or the higher education of their children.
Still, I do see this bill as a good thing, a step forward, even if it will not help all Canadians to become aware of the importance of having basic knowledge about banking, taxation and so on.
I would like to know whether my colleague is optimistic enough to believe that this bill will send a shock wave through the Canadian public and help people a little. I am worried that in coming years, Canadian household debt could climb even higher from 160% to 170%.
I am very concerned for the Canadian economy.