Mr. Speaker, I thank my colleague for the question. He is absolutely right.
In this kind of file, we must definitely work closely with the provinces because they have different programs, which are part of the great retirement investment pyramid. I am from Quebec, which has its own pension plan. That is exactly why we must work with the provinces.
My colleague asked me whether the Minister of Intergovernmental Affairs should do something about this. I am sorry to say this but, unfortunately, the minister is not really up to the job these days. However, that is another debate.
My colleague also mentioned schools. He is quite right about that. I spoke about the importance of educating young people who are just heading into the work world. It is very important to have a board made up of people from various backgrounds. We must ensure that educators do not represent only the financial institutions, although they do have a role to play, but that they come from all backgrounds, in order to have a balanced approach that better represents reality.