Mr. Speaker, I thank the member for his question. I was very happy to see that we were able to change and adapt our position after we heard from the experts in committee. That is the purpose of committees and it shows just how important they are.
As for his question regarding our support for the bill and whether it is truly a good thing, as I have said many times, it is a step in the right direction, but there is still a lot to be done. At the same time, like with Bill C-44, which we debated this morning, our support should not be misinterpreted. If we support a bill, it does not necessarily mean that we are happy with it and do not think there is still a lot of work to do. There is a difference there and it is important to point that out.
I also thank my colleague for sharing the education perspective. That is extremely important. As I have said many times, when we educate people, we must be very careful, because we must respect their intelligence, their own responsibilities and their ability to invest. We must not fall into the trap of the one-way street, meaning that we must not talk only about savings. We must make people understand the realities of our financial systems and show them how they can use these systems to secure their retirement and bring in positive returns on their investments.