Mr. Speaker, I like that my hon. colleague has come up with the money under the mattress theory for savings. The reason CPP works is that the contributions come off people's cheques. They go in the CPP to be used later. That is why it works. If we had a voluntary CPP, there would be no pension plan and everybody would be scrambling.
The member wants the keep the money in their pockets plan. We have had that in the past. It is called money under the mattress or burying something in the back yard. However, if we are going to have a system that people can retire on, we need a system that works. If my colleague thinks that CPP does not work, then maybe the Prime Minister should go to Davos and tell the millionaires that.