Mr. Speaker, the member raised the point that most Canadians had upward of $18,000 in unused RRSP limits.
My experience with RRSPs, and those of my friends and people around my age, is that we are not using up all that space because we do not have the money to invest in the first place because there are no good paying jobs or jobs that come with benefits and defined pensions.
How does the member think that this new pooled pension plan will somehow solve that problem if Canadians do not have enough money to invest in their pensions in the first place?