Mr. Speaker, there is a very simple answer to that question. The message that all Canadians need to understand about this pooled pension plan is that it is a gamble. We put money into a fund that will be invested into the stock market, into mutual funds, and it is a gamble.
Nobody knows what amount of money they will end up with when they are of the age to retire. It is a gamble. This is not the answer to retirement security. It is as simple as that.