Madam Speaker, in my remarks I tried to address where we needed to focus some attention, and that was in regard to consumer protection.
I underlined how financial institutions are continuing to gouge their clients with increases in user fees and banking charges. We pay a charge for putting money in, we pay a charge for pulling it out, and we pay a charge for thinking about doing either of the two. I think I pay a charge every time I take my credit card out of my wallet, without even using it. It is that kind of foolishness we have to get a handle on.
We have talked about the need to address fees and interest rates that are being charged on credit cards. There is an opportunity to do that in this bill, an opportunity that the government has so far avoided. We will work at committee to try to deal with that so we can finally bring in some protection of credit card holders to stop the abuse they are receiving from financial institutions.