Mr. Speaker, I want to thank the hon. member for La Pointe-de-l'Île. That is a very good question.
The non-refundable tax credits are just more smokescreens. Most of the time, non-refundable tax credits are used for making announcements so that the government can say it provides tax credits. That being said, as the hon. member pointed out so well, these tax credits do not benefit the people who need them the most.
For example, in the NDP platform, financial institutions would be required to lower their transaction fees, since we know that the cost of transactions is practically nil. The infrastructure carries a certain cost, but every individual or additional financial operation costs nothing. Those are indeed the measures that the NDP has proposed. They are concrete measures and not smokescreens, as my colleague was saying when she was talking about non-refundable tax credits.