Mr. Speaker, I thank my colleague for all his knowledge and the test for members of Parliament. We will wait for that test.
My colleague talked about a lot of the things in the legislation. I have noticed what is actually missing from the bill. There are a lot of things the government could have put in the bill, but it chose not to.
One of the things the New Democrats have been talking about for the last couple of months is the lack of support for the Ombudsman for Banking Services and Investments, OBSI. This was something that happened before 2006. The government had a choice to bring forward legislation to ensure consumers and small businesses would be protected if they had a complaint against one of the large institutions. That is the job of OBSI.
On the front page of the Globe and Mail today, OBSI is now worried and the board is considering closing because of the government's inaction.
Would it be fair to say that it is time the government starts to look at what is missing and to listen to what other organizations are saying about putting stuff in that will help small businesses and consumers?