Mr. Speaker, I would like to thank my hon. colleague for all of her great work on the industry committee and many other places. We recently discussed e-commerce, mobile payments and how the voluntary code is not reaching into those areas yet.
OBSI was created approximately 15 years ago at the request of the government of the day, because the industry at that time was not protecting consumers and small businesses. Consumers and small businesses had nowhere to go when they had a complaint. The government of the day created this great organization and it is in place. Now because the government has chosen not to act, not to put the legislation in place to keep it around, it is going to disappear.
This is not about someone who has lost $50 in a bank account, this is about when a mistake was made on a mortgage. This was created when a mistake was made on retirement savings, and what we can see happen on the far end of the spectrum is people losing their homes and losing their retirement savings because the government is choosing not to act.