Mr. Speaker, I would not want to second guess the work of the committee, but there are areas that would have to be explored by the committee. For instance, I believe two budgets ago Parliament approved the notion of creating co-operative banks. However, the regulations to enable that have yet to be presented, to my understanding. That would certainly be one area.
I totally agree with my colleague that the importance of caisses populaires and credit unions in communities is very significant. I am a member and all my banking is done through a caisse populaire. In school we were encouraged to join a caisse populaire and open our first account. That would be very much in tune with the government's efforts to increase fiscal literacy. This whole issue is something the committee may want to look at as well.