Mr. Speaker, first of all, I wish to add my voice to that of my distinguished colleague to condemn how this budget is being passed—through force and closure. As hon. members know, this is a completely undemocratic measure, especially since this budget contains a huge number of bills that should be debated outside the budget process.
The budget bill also includes a provision to exclude banks from the application of Quebec laws.
I would like to hear more of my colleague's thoughts on this. For instance, Quebec legislation currently sets a limit on interest rates, a usurious rate, which has been established at 35% by case law, while the federal Criminal Code establishes it at 60%.
What does the member think of that?