Mr. Speaker, I think what the member is talking about here is apples and oranges. There are a couple of different things going on here. We understand that the CPP is still something that is happening. It will continue to go on and there may be further negotiations. However, this would add another suite of products that would give options to small business owners.
When it comes to pension, that is federal and provincial legislation and it is dealt with in a way that we talk about what is required for people to put in. What we are talking about here is setting up something that will add to the suite of services the government has already delivered on. We have introduced pension splitting and tax free savings accounts. This is meant to complement a number of initiatives that we have already looked at in giving employers and employees options to save for their retirement as they move forward.