Mr. Speaker, I would like to thank the hon. member for his speech.
We know that the tax-free savings account is one way of saving available to Canadians and that it is often the wealthiest people who can take advantage of these accounts. In general, it is rich people who can take advantage of these accounts or people who are at a point in their lives where they are transferring their pension funds into tax-free savings accounts to save on taxes and ensure that they have more money for their retirement.
I would like to ask a question about pension funds because we have spoken about them a number of times since this morning. Since when is a pension fund considered to be a withholding tax for employers? Why are we requiring workers, but not employers, to contribute to this pension fund?