Mr. Speaker, if the minister wants to be so terribly co-operative, one way he can get Liberal support is simply to deny the exclusive right of financial institutions to make these loans. It should be broadened. That is what I said in my speech.
If the minister thinks he is so co-operative, why does he not consider an amendment of that kind? Then he would have the Liberals on side. However, he is all keen to go in this one direction without any consideration for compromise or negotiation with us. I do not know why he thinks we should come on bended knee and support his bill for which he has absolutely no flexibility.