Mr. Speaker, I would like to thank my colleague for his question.
We want these rules to be as transparent as possible. We agree with many items in the bill. The only thing we do not like, as I have said a number of times, is the exclusive authority for financial institutions to make loans. Yes, they can make loans, but others should also be able to do so. This is the biggest change that we would like to make in the bill, but obviously the government does not want to co-operate.