Mr. Speaker, Canadians have obviously felt in a position to take on greater mortgage debt. The government and the Governor of the Bank of Canada have indicated some concerns about that. We have taken some steps that have indeed moderated that particular trend.
However, when we are talking about the banking sector, I do have to point out that once again this past year the World Economic Forum has rated Canada's banking system the strongest in the world. Even yesterday, with the decision, Moody's said that Canadian banks still rank among the highest rated banks in our global rating universe.