Mr. Speaker, whatever the percentage of people who do and do not participate in RRSPs, the PRPPs are for another demographic. I was self-employed for most of my career. A lot of my friends and family and people I have worked with have been self-employed and have not had the opportunity to invest with tax deductions, as people with RRSPs do. This would give them that opportunity.
The voluntary nature of any investment program is not just wise; it is a matter of principle that people should be able to decide how to manage their own affairs and how to prepare for their own futures.