Mr. Speaker, we have taken measures to change how Canadians spend and to control the level of debt in Canada.
As members know, officials at the Bank of Canada and the Minister of Finance have spoken regularly about our concerns about debt. Obviously, Canadian households have been borrowing because interest rates are low and they feel secure about their economic futures in terms of the housing sector. However, we have urged caution in terms of the accumulation of debt and have taken some measures to modify that particular tendency.