Mr. Speaker, I want to pick up on the member's comments with regard to credit unions. This is something Liberals have raised in question period and in speeches to try to draw more attention. The government asks what it can do to improve things in the budget, and this is just one of many things it could do.
Let us recognize the important role credit unions play, in particular, in smaller communities that do not have access to banking. Another way of looking at it is that smaller credit unions provide a great deal of competition, thereby ensuring that there are at least better service fees. Fees are still far too high within the banking industry or the financial industry as a whole, but the bottom line is that there is healthy competition when there are enriched credit unions. Credit unions play a phenomenal role in providing support for many of the regions that are not getting the type of support they could get from the banking industry.
I wonder if the member would like to expand upon her comments with regard to just how important those tax credits were for that industry.