Mr. Speaker, I just want to clarify something with respect to door-to-door delivery. I have lived in an apartment building. I have lived in an urban setting with a community mailbox. I have lived in a rural setting with a box at the end of a laneway, and I currently live in a small urban centre with door-to-door delivery. At my current address, I open my door and reach out to my mailbox on the wall. That is door-to-door delivery. If I were in an apartment, it would be like a community mailbox, but indoors. It would not be to my door. If we actually had to pay a postal worker to go door to door to door, that would be door-to-door delivery. If, for example, I lived with a post office box at the end of my laneway, that would not be the same as paying a postal worker to come to my door in a rural situation and put it in.
Let us be clear. What we are talking about is that only one-third of Canadian addresses actually receive door-to-door delivery, and that is the issue being dealt with.
I have asked this question about postal banking several times. Maybe the member can tell me what it would cost to capitalize a postal bank, what it would cost to operate a postal bank, and how Canada Post would capitalize that bank when it is running deficits.