Mr. Speaker, the big banks are double dipping, and last year they posted nearly $30 billion in profits. They charge excessive fees to retailers and to people making simple transactions at ATMs just to access their own money in their own accounts.
My colleague and I share a rural reality. We have a lot of small municipalities scattered throughout our ridings. Chartered banks have pulled out of these small communities, and the people living there have even bigger problems.
I would like my colleague to say a few words about that aspect of the problem.