Mr. Speaker, too much. That is somewhat hurtful, but I can take it.
The issue we have here today is important. ATM fees affect us all. There is no doubt about it. However, I am not sure the appropriate response by government is to limit the fees and to make the decision on behalf of consumers about what they are going to pay and where they are going to pay.
My concern would be that the Government of Canada would say that banks can charge only 50¢, and then every bank, whether people have an account there or not, would start charging everyone 50¢. It is a dangerous approach. There are other ways to influence the banking system to give consumers proper transparency and to influence consumers to make the appropriate choices, particularly in their banking and financial literacy.
For that reason, I will not be supporting the motion as it is worded. However, I do want to say that these are the kinds of issues we should be debating in the House of Commons, as they affect every riding and every constituency. I appreciate the time, and I look forward to answering any questions.