Mr. Speaker, that is a very good point about whether we can legislate convenience away.
The other thing the member said that got a lot of jeers from the other side was about bank profits. They look at all of their services and decide which services will attract which fees to be able to make a profit. I am 100% in support of banks making a profit. My CPP is fully invested in Canadian banks. Most union pension plans are fully invested in Canadian banks. The more stable and profitable the banking system is in this country, the better off 99% of Canadians will be in the long term, because we have a quality banking system that helps support an investment community and our retirement savings. We will have a good quality of life for many years to come partly because of the quality of the banking system we have in Canada.