Mr. Speaker, I thank my hon. colleague for the question. I think the same is happening everywhere, in all ridings. These days, people use their debit cards on a daily basis. They do not think to themselves that today is payday so they will go and withdraw $300 from their account and put all that cash in their back pocket, wallet or purse and use it later. People use their debit cards every day. When you add up $3 here and $2 there, then another $2, $1.75 or $3, at the end of the month, people can spend $35 or $40 on ATM fees alone. Some people need that money. Some people need that money for their children who are in school or to meet basic needs.
The Conservatives say that financial institutions need to make money. I am sorry, but they are making money; they are making billions of dollars. The ones who are not making money are the Canadians who cannot even make ends meet. That is the situation where I come from, and I am sure it is the same across the country.