Mr. Speaker, that was an interesting response to the last comment.
It is not always the case that if people need to get a post-secondary education, they should delay it. Sometimes the right thing for people to do is to borrow some money and get that education so they can have that earning potential and quality of life.
My colleague from the Conservative Party said that there was no higher calling than raising children. I agree with that, but the problem is that many Canadians are struggling to raise their children because of their income level. The tax credits that my Conservative colleague mentioned are just that, tax credits. They are not refundable. People have to be making a good amount of taxable income to benefit from those tax credits.
If raising children is so important, and even more important for people at the lower end of the income scale who are aspiring to reach the middle class, why can we not make some of those tax credits refundable?