Mr. Speaker, we realize that Canadians have debt. That is a fact. That is why we want to lower their taxes, so that they can pay down this debt and have more money in their pockets. That is a no-brainer. That is also why we created the TFSA, the tax-free savings account, to help them save tax-free money for the future.
I would like to tell my colleague that more than half of the people who have tax-free savings accounts earn less than $42,000 a year. I would consider that the middle class. They benefit from the ability to invest in a tax-free savings account.
If we look at all of the measures for families in this budget, an average Canadian family with two kids—so four people—will save $6,600 in taxes this year.