Mr. Speaker, the hon. member talks about irrefutable facts, so let me share one with him from the finance department, on page 235 of the budget. There he will find that it states:
...about 60 per cent of the individuals contributing the maximum amount to their [tax-free savings accounts] had incomes of less than $60,000 in 2013....
These are the very people who would benefit from increasing the tax-free savings accounts to $10,000. They are, overwhelmingly, seniors who are taking money from their RRSPs and putting it into their tax-free savings account so that they can have a nest egg for a secure retirement.