Mr. Speaker, Winnipeg North is a very hard-working, middle class community and many aspire to get into the middle class. The member made reference to the TFSA and there is one question that I believe many of my constituents would put to the member based on his comments. There may be one individual making $45,000 to $50,000 and a second person in the same home may be making $30,000. They would not have $10,000 at the end of the year to put into a TFSA.
What percentage of individuals does he believe is going to be able to take full advantage of this tax option in this current budget who have incomes of less than $45,000 a year? How many does he believe will? What percentage? What is his best guesstimate? I am telling him it is a very low percentage who will be taking advantage of it the 2015 tax year.