Mr. Speaker, the minimum level of insurance was arrived at after discussion with stakeholders after looking at what was available in terms of insurance provisions. It also depends on the volume and amount of crude being hauled. If they were smaller companies, such as the short lines that carry it for short distances, the risk assessment was made and some minimal amounts were put in place in the first year. These amounts are doubled into the second year, bearing in mind the risk assessment for the most likely of cases in the greatest percentage of times.
Of course, on some occasions that insurance might be exceeded, but in any event there would be a pooled fund that shippers would contribute to that would allow for additional coverage. Indeed, as I mentioned before, that would be backstopped by the consolidated revenue fund so that if more is required, it is paid, and then subsequent assessments could be made to ensure that it is there.
Therefore, it is a pretty good approach. Everything considered, I think stakeholders will be agreeable to that course of action.