Mr. Speaker, I would like to thank my hon. colleague for an excellent speech. Earlier, I spoke too soon.
I want to ask my hon. colleague, given the importance of, as he described it, financial literacy, especially among young people, and given that it is difficult for many Canadians to even find the time to switch banks when the big five banks are largely moving in lockstep on many of these fees, does he think it is important for this Parliament and this government to move quickly to ensure that the intention we express today around pay-to-pay fees is fast-tracked with legislation so that when the House recesses, we have a law on the books?