Mr. Speaker, to the last part of the member's question, perhaps I have a lot more faith in my constituents and in Canadians generally than he does. I think most Canadians recognize that banks do have special no-fee programs and other types of programs for people approaching retirement age. That is well known and well understood.
With respect to the member's comments on advertising, the government does spend money on advertising. The difference between what our government does and what his government did when his party was in office a few short years ago is that our money actually goes to a wide range of advertising companies in a fair and open way so that we can let consumers, voters, and Canadians know what programs we have to offer them. His government sent over $40 million into the pockets of political friends.
We do not do that. That is why we brought in the Accountability Act as one of our first pieces of legislation when we took office in 2006.