Mr. Speaker, to the member's first point about the Liberal Party of Newfoundland and Labrador that had $371,000 in interest charges written off recently, by three major banks, I do not know why that was. The leader of the Liberal Party of Newfoundland and Labrador has yet to come out and explain that. It is a little too close for comfort.
In terms of the banks, yes, we do have a healthy banking system in Canada. That is beyond a shadow of a doubt. However, credit card interest rates are too high and they are hurting Canadians, they are hurting Newfoundland and Labrador families, and our bank fees are too high. When there are profits in the billions, with one bank alone making $5 billion in the first half of this year, that says that balance has been lost, the balance between people and profit.