Mr. Speaker, I certainly appreciate my colleague's contributions in this House. With greatest respect, I would ask her to check the record in terms of my speech, because I at no point said that people make a choice to struggle or anything remotely similar to that.
The point that is perplexing to me is that members from the government and the NDP say that people are struggling to save for their retirement, so let us take more of their money away and do it for them. I do not think that respects the autonomy of individuals, whether they are doing well or whether they are not. I do not think it respects their autonomy or their own capacity to plan for their own future.
I think we are better off using tax-free savings accounts, again, a savings vehicle that is more likely to be used by those who are of modest means. We are better off doing what our government did, which was increase the guaranteed income supplement. We made some of these changes to try to address the issue of affordability for seniors, and I listed the many substantial changes the previous government made to make life more affordable for seniors.
What is at issue is the lack of respect for the autonomy of those individuals by individuals in other parties. They think that if individuals are not saving enough, the solution is for the government to take more of their money away. I do not think that is a solution. If individuals are not doing well, we should not be taking more of their money away. In fact, we should be looking for ways to pass resources back to them. That is exactly what we are better off doing. That was the proposal we had. That is what we had in place with the expanded form of the tax-free savings account.