Madam Speaker, a concern that my constituents have expressed to me is that while the government is taking away an additional $1,000, or $2,200 when we factor in the employer contribution, and is supposedly setting aside that money for Canadians' retirement, if an individual passes away before being able to access that benefit, that money does not get passed on to their heirs. It is simply an additional $1,000 a year that has been taken away from them.
I would like the member to contrast that to some of the other retirement savings vehicles and how this will eliminate the ability of some Canadians to save and prevent them from passing on those savings.