Mr. Speaker, we have seen pretty clearly today that the government thinks that the only way to care is to control, that if we care about people's retirement, we have to take their money away and save it for them instead of giving them the means to do so themselves.
In response to my question earlier, another member said that there is nothing here that takes away people's ability to save for themselves, but the reality is that this means more money off people's paycheques. The cost to employers will make it much harder to hire people and to raise wages. The government has also cut back on tax-free savings accounts, which we know are disproportionately used by people with relatively modest incomes simply because of their relative value a savings vehicle compared to RRSPs.
Why is the government cutting back on savings opportunities specifically for Canadians of relatively modest means? Why is it taking money away from Canadians? Why does it think the only way to help Canadians save for retirement is to take away their ability to save for retirement?