Mr. Speaker, it is not better. It is good, but it is not better.
I understand what the member is saying about the tools he is putting forward, such as RRSPs and the investments. However, I go back to the point that these are good measures, but I do not think they are better, and here is why.
In many cases, one has to take on a large element of risk as an investor and that does not always unfold the way it should. Even though it may be low risk, it still is risk at that point. What we are doing today is giving a base for seniors to rely on 100%. This is what I want to enhance in this. It is not just this, as my other hon. colleague pointed out, but it is together with the old age security, and by extension, the guaranteed income supplement.
Again, the tools the member described are good ones. I take advantage of them myself. As an investor, I am a low-risk investor, but I do that with a risk. They are good, but they are just not better.