Mr. Speaker, what a great speech. It is actually one of the ones that makes a lot of sense.
My understanding is that this is a cost, not only to the employer but also to the employee, costing them somewhere up around $1,100, or maybe $800, each. Could he help us understand? For most people who are paying into it, particularly those who are just getting out of university, starting their family, buying a home, how long would it be before they actually get any benefit from it?