Mr. Speaker, I am not arguing for the scrapping of the CPP altogether, and one of the reasons is the basic inertia of the system. To redesign something purely from scratch is not necessarily the best idea. What we did in government was, instead of expanding something that was not the best, we chose other vehicles, like TFSAs, to give people better rates of return, more freedom, and more flexibility.
Therefore, while CPP was really a great deal for people who got in early, it is a bad deal for people of my generation. The entirety of CPP is a bad deal for people of my generation. However, to unwind something that substantive and large is very difficult, and there are better ways to do it, but we are where we are and so we will go forward.