Thank you, Madam Speaker. I apologize to my colleague.
When I travel around my riding, I meet so many seniors who under the present system are living in poverty because that system does not support them. Today, given the precarious nature of employment, given the high level of student debt, and the high cost of living, there is an inability for individuals to save because they do not have the opportunity to be able to. They are just trying to make ends meet.
For the member across, is it not better to help them protect their future by investing in that future rather than just leaving it to chance that things are going to improve and they are going to have the ability to save?