Mr. Speaker, I have a couple of things.
To address the first part, if we look at CARP, the Canadian Association of Retired Persons, its comment was that it would like to see a small change in CPP, but it wants poverty addressed through other means, such as a higher GIS. This would not do anything for seniors living in poverty who do not have access to CPP. That is the first thing.
Second, TFSAs were massively used by seniors. Taking away their ability to save does not help them one bit. You should be promoting seniors' ability to save more for themselves.