Mr. Speaker, our economy and job market have been headed downhill and gaining steam for 10 years. There have been 400,000 manufacturing jobs lost. The Canadian Imperial Bank of Commerce notes that the jobs that were created were, for the most part, part time and low quality. Turning that around is not going to be easy. A change in momentum is going to take work, which this government is committed to.
What does the member say to the fact that 60% of people who work in the private sector right now have no company pension plans and no money to be putting into the elite-finance TFSAs? What should they do? Should they simply hold off and let some government in the future deal with the fact that there are Canadians who are badly prepared for retirement, which should be the golden years of their lives?