Mr. Speaker, we are always listening to Canadians and to consumers.
As I have often said in the House, the Marcotte decision called on us to clarify the consumer protection framework with respect to financial institutions. That is exactly what we did. We took that opportunity to modernize it and provide a regulatory framework that is consumer-friendly.
I would remind my colleague that at each step in the process to amend the legislation, we kept in mind the best interests of consumers. This is what we announced this morning, and we will continue to do so.